When selling your home, you might assume that a cash offer is your best option—fast closing, no waiting, and no bank approvals. But what if there was a way to get a higher sales price without making repairs or dealing with the unpredictability of the market? A full-price offer with terms might be the better solution for you.

At Mastiff Home Buyers, we work with homeowners just like you—people who need to sell but don’t want to sacrifice their home’s value just to get a deal done quickly. Whether you’re facing foreclosure, dealing with an inherited property, or struggling with repairs, you deserve options. Let’s talk about why selling with terms could be the right choice for your situation.

What Is a Full-Price Offer With Terms?

A full-price offer with terms means selling your home for the price you want, but instead of receiving all the cash at once, we agree on structured payments that work for both of us. This can be done through seller financing, lease options, or installment agreements—giving you flexibility and, in many cases, more money over time.

Instead of taking a lower cash offer because your home needs work or isn’t selling on the market, this option allows you to unlock the full value of your home while still moving on quickly.

Why Would You Choose Terms Over Cash?

A cash offer might seem attractive at first glance, but it often comes with trade-offs:

1. You Can Get a Higher Price for Your Home

Most cash buyers offer less than market value because they are taking on the risk of repairs and reselling. If you can’t make repairs but still want a higher sales price, a terms-based deal gives you the ability to sell as-is while getting more money overall.

2. No More Worrying About Repairs

Can’t afford to fix that leaking roof? Don’t want to deal with the hassle of updating an outdated kitchen? You don’t have to. A full-price offer with terms allows you to sell without making costly repairs—because we work with buyers who see the home’s potential, not just its current condition.

3. A Faster, Stress-Free Closing

Traditional home sales can take months. Even a cash buyer might drag out the process with inspections, negotiations, and financing issues. With a structured terms offer, you can close quickly and start moving forward without the stress of an uncertain sale.

4. Monthly Income Instead of a One-Time Payout

If you don’t need all the cash upfront, structuring payments over time can provide ongoing income that gives you more financial security. Instead of getting a lump sum that could disappear quickly, you can receive steady payments that help cover expenses, retirement, or future investments.

5. Avoid Expensive Fees and Closing Costs

Selling with a real estate agent often means losing thousands in commissions and closing costs. When you sell with terms, you bypass these expenses, putting more money in your pocket.

Who Benefits Most From a Full-Price Offer With Terms?

If you’re in any of these situations, a terms-based offer could be the best way to sell your home:

✅ Your home needs repairs, but you can’t afford to fix it.

✅ You’re behind on payments and need to sell fast without taking a loss.

✅ You want the highest price possible but don’t need all the cash immediately.

✅ You inherited a home and want to sell without dealing with agents or renovations.

✅ You’re relocating and need a fast, guaranteed sale without worrying about the market.

How Does It Work?

Selling your home with terms is simpler than you might think. Here’s what to expect:

1️⃣ We assess your situation – Tell us about your home, and we’ll craft an offer that meets your needs.

2️⃣ You receive a full-price offer – We structure a payment plan that benefits both of us.

3️⃣ We handle all the paperwork – No banks, no inspections, no stress.

4️⃣ You get paid – Whether it’s a monthly payment or a lump sum at a later date, you walk away with more money than a low cash offer.

For a deeper dive into how seller financing works, check out this guide from Investopedia.

Let’s Find the Right Solution for You

At Mastiff Home Buyers, we don’t just make offers—we create solutions that work for your unique situation. If a lowball cash offer doesn’t feel right, let’s talk about how a full-price offer with terms could get you more money, less stress, and a faster path forward.

Ready to explore your options? Contact Mastiff Home Buyers today—the only solution you need to sell your home without stress, hassle, or repairs.